system3
EXACTLY
"The only website I used to set up the $9.95 subscription was Lottodds!" .....Which means you setup a Paypal account when you subscribed to lottodds.
Just like you forgot or you did NOT understand that you setup your Paypal account by subscribing to Lottodds, you failed to ask AI the proper question. Lottodds does NOT use Paypal buttons. It uses Paypal's API.

How else would Paypal have your address and credit card info. Lottodds does NOT have the ability to charge credit cards:

When you signed up to lottodds, you saw this screen:

You then clicked the activate subscription button or the subscription button on the subscription page:

You then used the PAYPAL by credit card feature to setup the lottodds subscription. Paypal then used your credit card info to setup your Paypal account.



BOTTOMLINE
Yes, you did setup a Paypal account by using your credit card on Paypal. You activated a Lottodds monthly subscription which meant Paypal had to save your billing info in a Paypal account with your name on it. It appears you did not realize what you were doing. Nevertheless, its been cancelled. I hope that clears everything up. Thank you.