wisegirl All you need is $50 to fund your account. You can get a pre-paid credit card preferably MasterCard & load your 5Dimes account that way.
I say MasterCard because they've had issue w/ Visa & American Express which I've used to fund my account. Bitcoin is a good way too. You can load via MoneyGram but you need to fund at least $100 but you need to contact them beforehand to do a MG fund to get a receiver name & such for your deposit.